09262017Tue
Last updateWed, 20 Sep 2017 9am

What to do about the Equifax breach

Nearly half of all Americans have had their most sensitive personal data stolen from Equifax, one of the country’s three credit-reporting bureaus.

The hack represents the largest single data breach in U.S. history, and we should all be very concerned about the ramifications.

How to organize and store vital records strategically

September is National Disaster Preparedness month. One step in being prepared is to organize vital records and documents so that they can be easily located and transported if the need to evacuate arises.

Record gathering

People often ignore this step because of their confusion in determining which records and documents are important. The following list will help you identify which types of records and documents should be gathered.

Advice for those starting their first jobs

Many of my clients want me to have a chat with their children before they start their first jobs. I begin the conversation by telling the new graduates that rather than lecturing them, I simply want to share my own “wish I had done that” experiences, hoping that they will benefit from them. Following are my words of advice.

Start saving early, often

“My wealth has come from a combination of living in America, some lucky genes and compound interest,” Warren Buffett once said.

What does it take to be happy in retirement?

It goes without saying that eliminating worries about money is a key component of retirement peace of mind.

But beyond finances, I frequently encounter new retirees who are having difficulty making the transition from living at the office to spending the same amount of time at home.

Subprime automobile loans reach new highs

Most of us remember the billions of dollars of poorly vetted mortgage-backed securities that helped destroy Lehman Brothers and numerous banks – not to mention the world economy – in 2008. This time it’s auto-loan-backed securities that are setting records.

What future investment returns should you expect?

John Bogle, founder of The Vanguard Group, said in an interview with Bloomberg Radio last year that he expects stock and bond returns to be significantly lower than they have been throughout his 87-year lifetime.


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