Last updateWed, 07 Dec 2016 3pm

The election is over, so what will the stock market do now?

Now that the presidential election is behind us, many Hillary Clinton supporters have threatened to pull all of their money out of the U.S. stock market and leave the country. Should we sell all of our stocks now before the mass exodus starts?

This analysis comes under the category of predicting the future, and my readers know very well how I feel about that topic. Nonetheless, you are going to hear a lot about this in the media, so – just for fun – let’s emulate those technical analysts who make a living by reviewing historical patterns to see what actions to take.

Are your cognitive abilities declining with age?

There is increasing evidence that as we age, cognitive decline is natural and inevitable. The brain, like the rest of the body, loses its ability to respond quickly and precisely over time.

Michael Finke and Sandra Huston of Texas Tech University and John Howe of the University of Missouri recently updated a study titled “Old Age and the Decline in Financial Literacy.”

Is it OK to tap your 401(k) for a child’s college expenses?

Many parents take the view that supporting their children is their No. 1 priority. That’s admirable from a family standpoint but may not be optimal from a financial one.

Nowhere does this have bigger consequences than with college expenses. A common question I encounter is whether or not it’s possible to withdraw funds from a 401(k) for your child’s college expenses. In fact, you can use a 401(k) to pay for college. But remember the adage: Just because you can doesn’t mean you should.

Recollections of decades in biz

courtesy of Margo Moritz/Green Ivy Educational Consulting
Ana Homayoun, standing, has worked with students at Green Ivy Educational Consulting for nearly 15 years.

My family and I moved to Los Altos in the early 1990s, just in time for me to start my seventh-grade year at Egan Junior High.

I remember how cool it was to be able to head to downtown with friends on early-dismissal days. By the eighth grade, I would sometimes wait at the bus stop at the corner of San Antonio Road and West Portola Avenue and head downtown or to the library after school. By high school, I spent hours after school and during the summer months working at different downtown businesses.

Market conditions slow as pending home sales rise

MEGAN WINSLOW/town crier
More houses and townhomes are on the market – like this home listed by Sereno Group near downtown Los Altos. According to the Silicon Valley Association of Realtors, 29 percent of homes sold for above asking price in August.

Realtors responding to the California Association of Realtors August Market Pulse Survey report a slowing down of most leading indicators of overall market conditions, such as a decline in floor calls, listing appointments and open-house traffic.

The survey revealed that the share of homes selling above asking price rose to 29 percent in August, up from 27 percent a year ago. The share of properties selling below asking price dropped from 48 percent in August 2015 to 41 percent. The remaining 30 percent sold at asking price, up from 25 percent in the same period last year.

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