Beware of what's 'fake news' when investing your money


Your sense of reality may have become inverted since our president and his cohorts have attempted to legitimize the concept of “alternative facts.” Notwithstanding the societal consequences of government leaders making decisions based on false information, “fake news” can also be especially problematic when making investment choices.

Silicon Valley realtors travel to Sacramento for Legislative Day

Members of the Silicon Valley Association of Realtors this month joined more than 2,500 California realtors in Sacramento for Legislative Day. It is organized by the California Association of Realtors each year in May for realtors to discuss bills that could impact homeowners and private property rights.

Gov. Jerry Brown, a guest speaker at the morning briefing, stressed the importance of the need to work together.

A new way to move a pension

One of the most difficult decisions employees face when leaving a job is whether to roll over their company pensions to an IRA.

If you’ve worked at the same company for many years, that pension balance is likely to be substantial, so this could be an important decision.

How to understand the true cost of car ownership

Americans in general – and Californians in particular – love their cars. Given the abysmal public transportation here when compared with the rest of the developed world, a car is seen as a necessity, and an expensive one at that.

It's time to worry about our pensions


I recently attended a seminar about public pension reform led by Chuck Reed, former San Jose mayor and current board member of the Retirement Security Initiative.

Back in 2012, Reed led the effort to pass a pension reform measure for San Jose. Today, he paints a dire picture of the underfunded pension situation across the United States, not just for those on public pensions, but for all retirees. Reed says a solution is difficult to find because it would require compromise from the same people who caused the problem in the first place: politicians, union leaders and even rating agencies.

ETNs are not the same as ETFs

Thanks to the proliferation of 401(k) and similar retirement plans, most everyone today has become familiar with mutual funds.

In 1993, the first exchange-traded fund (ETF) came into being. Although not as well understood as mutual funds, ETF investment growth today is starting to eclipse that of traditional mutual funds.

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