Protecting your online assets

Much has been written about the recent Equifax data breach. While I will share ways to keep credit data safe, I also will emphasize other common-sense precautions to keep online data safe.

A few weeks ago, an especially concerning security breach affecting 143 million Americans took place when Equifax, a leading online aggregator of consumer spending, personal and financial data, was hacked.

Picking winning stocks can be a losing strategy

Here’s a simple question: Which has had better historical returns, stocks or one-month U.S. Treasury bills?

The answer is pretty much of a no-brainer. Since 1926, Treasury bills have returned a paltry 3.5 percent annually on average, versus more than 10 percent for the Standard & Poor’s 500 index. But that’s the average return for all large-company stocks.

Differences separate Generation Z and millennials as they enter workforce

There’s a new generation entering the workforce, and it’s one that employers will need to prepare for, as it’s 23 million strong and will flood the job market by the end of the decade.

Generation Z, born in the mid- to late-1990s, primarily to Generation X parents, is a confidence-filled group that doesn’t want to miss a thing, has the shortest attention span of any generation and isn’t quite as open as its predecessors – the millennials. Born in the early 1980s through the mid-1990s, primarily to baby boomer parents, millennials taught Generation Z that not everything needs to be shared online.


Los Altos

100 First Street No. 318, Highlighter Limited to K. & B. Gibbons for $2,400,000

38 Third Street No. 102, Rose Trust to T. Nguyen for $1,995,000

Securities trading becomes more efficient

When you sell most mutual funds before trading closes at 1 p.m., the cash typically shows up in your account the next trading day – known as a one-day trade settlement cycle. When you purchase funds, the shares appear in your account and the cash is debited the next day.

Yet it takes three full days for stock or exchange-traded funds (ETFs) trades to settle. Why?

Tips safeguard realtors on job

The Silicon Valley Association of Realtors compiled the following safety tips that aim to protect realtors at home or in the office.

• Always keep a mobile phone at your side; program emergency numbers into speed dial.

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