Deciphering your 401(k) plan costs

Since its inception in 1978, the 401(k) has become the most popular employer-sponsored retirement plan in the country. Its popularity grew as pension plans once championed by corporations began going the way of the dinosaurs, and employees were forced to contribute to their own retirement accounts.

According to a recent study by the Investment Company Institute, there are $4.4 trillion in assets and 52 million active participants in 401(k) assets.


What you need to know about Social Security

As a financial adviser, one of the most common questions I am asked is: Will Social Security still be there, in its current form, in the next 15-20 years?

After all, consider the following statistics.

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