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Food & Wine

Peninsula brewers take center stage at SV Beer Week

Peninsula brewers take center stage at SV Beer Week


Courtesy of Derek Wolfgram
Hop Dogma co-founder and brewer Ethan Martini introduced beer lovers to his Alpha-Dankopottamus IPA at the San Mateo County Brewery Festival last month.

The fourth annual Silicon Valley Beer Week, held July 22-30, included...

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Your Health

Los Altos doctor takes lead role at American Heart Association

Los Altos doctor takes lead role at American Heart Association


courtesy of aha
Dr. David Lee of Los Altos, center, recently assumed the role of board president of the American Heart Association’s Western States Affiliate. Pictured with Lee are, from left, fellow board member Joni Byun and Kathy Rogers, executi...

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Your Home

Permanent pop-ups: Prefabricated homes hit the local remodel market

Permanent pop-ups: Prefabricated homes hit the local remodel market


Megan V. Winslow/Town Crier
The Krivokon family of Mountain View observes the installation of a prefabricated home on Pilgrim Avenue.

Pop-up houses are sprouting like mushrooms around Los Altos and Mountain View, but unlike other pop-up structur...

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On The Road

Beauty in our own backyard

Beauty in our own backyard


Genie Anderson/Special to the town Crier
The annual outdoor sculpture show at Filoli Estate and Gardens is underway.

People often look beyond local attractions when thinking about where to go sightseeing, but we should keep in mind that visitors...

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Senior Lifestyles

Monkey business: Senior Program volunteers lift spirits of sick kids

Monkey business: Senior Program volunteers lift spirits of sick kids


Photo Megan V. Winslow/Town Crier
Los Altos Senior Program volunteers – affectionately known as The Monkey Toy Ladies – make sock monkeys to comfort sick children.

Last year, nearly 400 children at Lucile Packard Children’s Hospital received a s...

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Wedding To Remember

Got a wedding singer? Musicians and engaged couples work in tandem to orchestrate perfect night

Got a wedding singer? Musicians and engaged couples work in tandem to orchestrate perfect night


Courtesy of Dick Bright
Dick Bright, a veteran Bay Area musician, manages local bands such as the Dick Bright Orchestra, Club 90 and Encore. His bands ramp up the energy at weddings.

A wedding soundtrack draws nearly everyone to the dance floor....

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Your Kids

Back to School

Is Early Decision the right choice for your student?

Is Early Decision the right choice for your student?


Courtesy of Hollis Bischoff
This chart compares the rate of Early Decision acceptances with the overall acceptance rate at various colleges.

As students apply to an ever-increasing list of schools, colleges are challenged to predict accuratel...

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Strategy for saving for college - use all the options available

First, create a college fund and make regular contributions. The size of the contributions and the kinds of investments you select depend on your goals, risk tolerance and the age of your children.

Children under 10: Consider a mix of 80 percent stocks and mutual funds and 20 percent in bond funds.

Children 11 to 14: You may want to invest 70 percent in stock funds and 30 percent in bond funds. Diversify your holdings to reduce risk.

Children 15 and older: Consider shifting some investments to less risky choices, such as certificates of deposit.

Student financial aid

Though educational costs are rising, the financing options available are numerous.

Federal Stafford Loans go to students with demonstrated need.

Federal parent loans for undergraduate students (PLUS) help parents cover the difference between the total cost of education and any financial aid awarded by the school.

Private and insured loans can supplement federal loans and scholarships.

Scholarships are gifts from organizations to students who demonstrate certain merits and/or financial need.

To apply for federal and many state aid programs, students must complete a Free Application for Federal Student Aid (FAFSA).

Tax breaks

Today, the total cost for one year at a four-year public university averages about $10,450 (tuition, room and board, books and other expenses). At a four-year private school, the tab averages about $22,500. If costs rise 5 percent per year, parents of a newborn could be paying $25,700 to $55,320 yearly for their child's college degree. Given the expense, the smartest course is to use all the saving, financing and tax breaks available.

Several tax breaks also lower the cost of higher education.

Custodial account in your child's name.

Educational IRA.

Traditional IRA.

Hope Scholarship tax credit.

Lifetime Learning tax credit. Student loan interest deduction.

Some states now sponsor qualified state tuition programs.

Courtesy of ARA Content, www.infoARAcontent.com, e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it..

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