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Food & Wine

Alpha Acid Brewing delivers intense flavors

Alpha Acid Brewing delivers intense flavors


Courtesy of Derek Wolfgram
A visit to Alpha Acid’s Belmont taproom reveals that the young brewery has expanded beyond its initial speciality in India Pale Ales to craft farmhouse, stout and seasonal brews worth seeking out.

Kyle Bozicevic, co-o...

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Your Health

Health care on demand from Mountain View service

Health care on demand from Mountain View service


Courtesy of Direct Urgent Care
Dr. Ceasar Djavaherian is the president of Direct Urgent Care.

For most doctors in Silicon Valley, melding technology and medicine means cutting-edge machines performing high-powered work backed by Sand Hill Road ventu...

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Your Home

Tips for storing holiday decorations efficiently & accessibly

Tips for storing holiday decorations efficiently & accessibly


Courtesy of Amanda Kuzak
Slotted ornament boxes are worth splurging on because they provide good protection for delicate ornaments.

 

It’s time to pack up the garlands and lights now that the hustle and bustle of the holidays is behind us...

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On The Road

Cool cars for kids

Cool cars for kids


Gary Anderson/Special to the Town Crier
The Mitsubishi Mirage produces only 78 horsepower, but it gets 39 mpg in combined driving. Full of safety features, the Mirage sells for under $20,000.

A few months ago, one of our friends in town asked us...

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Senior Lifestyles

Mountain View nonagenarian enjoys the luck of the genes

Mountain View nonagenarian enjoys the luck of the genes


Megan V. Winslow/Town Crier
Lloyd Lettis, 96, of Mountain View plays tennis three days a week at Los Altos High School.

Ninety-six-year-old Mountain View resident Lloyd Lettis seems to have a gene for longevity. And one for farming. And another for t...

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Wedding To Remember

Got a wedding singer? Musicians and engaged couples work in tandem to orchestrate perfect night

Got a wedding singer? Musicians and engaged couples work in tandem to orchestrate perfect night


Courtesy of Dick Bright
Dick Bright, a veteran Bay Area musician, manages local bands such as the Dick Bright Orchestra, Club 90 and Encore. His bands ramp up the energy at weddings.

A wedding soundtrack draws nearly everyone to the dance floor....

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Your Kids

Back to School

Is Early Decision the right choice for your student?

Is Early Decision the right choice for your student?


Courtesy of Hollis Bischoff
This chart compares the rate of Early Decision acceptances with the overall acceptance rate at various colleges.

As students apply to an ever-increasing list of schools, colleges are challenged to predict accuratel...

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Strategy for saving for college - use all the options available

First, create a college fund and make regular contributions. The size of the contributions and the kinds of investments you select depend on your goals, risk tolerance and the age of your children.

Children under 10: Consider a mix of 80 percent stocks and mutual funds and 20 percent in bond funds.

Children 11 to 14: You may want to invest 70 percent in stock funds and 30 percent in bond funds. Diversify your holdings to reduce risk.

Children 15 and older: Consider shifting some investments to less risky choices, such as certificates of deposit.

Student financial aid

Though educational costs are rising, the financing options available are numerous.

Federal Stafford Loans go to students with demonstrated need.

Federal parent loans for undergraduate students (PLUS) help parents cover the difference between the total cost of education and any financial aid awarded by the school.

Private and insured loans can supplement federal loans and scholarships.

Scholarships are gifts from organizations to students who demonstrate certain merits and/or financial need.

To apply for federal and many state aid programs, students must complete a Free Application for Federal Student Aid (FAFSA).

Tax breaks

Today, the total cost for one year at a four-year public university averages about $10,450 (tuition, room and board, books and other expenses). At a four-year private school, the tab averages about $22,500. If costs rise 5 percent per year, parents of a newborn could be paying $25,700 to $55,320 yearly for their child's college degree. Given the expense, the smartest course is to use all the saving, financing and tax breaks available.

Several tax breaks also lower the cost of higher education.

Custodial account in your child's name.

Educational IRA.

Traditional IRA.

Hope Scholarship tax credit.

Lifetime Learning tax credit. Student loan interest deduction.

Some states now sponsor qualified state tuition programs.

Courtesy of ARA Content, www.infoARAcontent.com, e-mail: This email address is being protected from spambots. You need JavaScript enabled to view it..

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