Thu05262016

Business & Real Estate

Dow rides high for now

The Dow Jones industrial average surged 3.7 percent to 17,084.49 last week, extending its rebound rally after six sessions in the doldrums. Stocks rose eight of nine recent trading sessions, and the Nasdaq also increased 2.6 percent for the week.

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LAVA hosts Spooktacular, Holiday Stroll

The Los Altos Village Association has scheduled the following fall events.

• Halloween Spooktacular, noon to 4 p.m. Oct. 30. Hosted by LAVA since 1963, the annual downtown tradition includes trick-or-treating at participating businesses, and, from 2-4 p.m., games, face painting, balloon art and crafts.

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FTB offers tips as tax deadline nears


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Taxpayers can opt to e-file.

The deadline for filing 2014 state personal income-tax returns to avoid penalties is Thursday.

Californians file more than 16 million personal income-tax returns annually, according to the Franchise Tax Board, with more than 1.5 million taxpayers taking advantage of the state’s automatic six-month filing extension.

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Strategies help legally safeguard retirement savings from creditors

When I ask the important question: “How safe is your IRA?” I’m not referring to the way your IRA custodian protects your account against hackers.

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Realtors association forecasts housing-market trends for 2016

California’s housing market will continue to improve into 2016, but a shortage of homes on the market and a crimp in housing affordability could also persist, according to the California Association of Realtors 2016 California Housing Market Forecast.

“We are in a much better place today,” said Leslie Appleton-Young, association vice president and chief economist.

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'Know Before You Owe': New mortgage initiative consolidates borrower forms

A new rule for home mortgages is designed to help consumers better understand the mortgage process. The Truth in Lending Act and Real Estate Settlement Procedure Act Integrated Disclosure rule – also known as the “Know Before You Owe” initiative – took effect Oct. 3.

The new forms consolidate several forms. The Good Faith Estimate and the initial Truth in Lending disclosures will be combined in the new Loan Estimate form. The Housing and Urban Development settlement statement and the final Truth in Lending disclosures will be combined in the Closing Disclosure form.

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Workshops highlight Google search, maps

In partnership with Google Inc., the Los Altos Chamber of Commerce, the Los Altos Village Association and the city of Los Altos have scheduled three hour-long workshops, “Get Found on Google Search and Maps,” for businesses aiming to develop their digital presence on Google and Yelp.

Workshops are scheduled noon to 1 p.m. today (RSVP at getfoundlosaltos.eventbrite.com), 6-7 p.m. Oct. 21 (RSVP at getfoundlosaltos2.eventbrite.com) and 8-9 a.m. Oct. 27 (RSVP at getfoundlosaltos3.eventbrite.com) at Neutra House, 181 Hillview Ave., Los Altos.

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