Wed11262014

News

VTA plans for  El Camino Real prompt skepticism

VTA plans for El Camino Real prompt skepticism


Ellie Van Houtte/Town Crier
A Valley Transit Authority proposal to convert general-use right lanes on El Camino Real to bus-only use received a chilly reception last week.

A Valley Transit Authority proposal that prioritizes public transit alo...

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Schools

MVHS students attempt Guinness World Record

MVHS students attempt Guinness World Record


Barry Tonge/Special to the Town Crier
Local residents participate in an attempt to break the Guinness World Record for making the most friendship braceletsNov. 9 at Mountain View High.

More than 300 Mountain View High School students gathered around...

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Community

Bigger, better days ahead for Foothill Veterans Resource Center

Bigger, better days ahead for Foothill Veterans Resource Center


Student veterans at Foothill College can seek support, access resources and socialize at the Veterans Resource Center.
Ellie Van Houtte/Town Crier

Carmela Xuereb sees bigger things in store for the Foothill College Veterans Resource Center. One...

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Comment

Serving those who served us: Editorial

“Thank you for your service” often comes across as lip service to our veterans. As always, actions speak louder than words.

The Rotary Club of Los Altos has taken plenty of action, contributing time and money to improve opportunities for veterans th...

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Business

Report: Los Altos homes priciest in U.S.

Report: Los Altos homes priciest in U.S.


ToWn Crier File Photo
The average cost of a four-bedroom, two-bathroom home in Los Altos is 30 times more than the price of a similar home in Cleveland, according to a Coldwell Banker report.

The average cost of one Silicon Valley home can purchase ...

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Books

Children's author signs books at Linden Tree

Children's author signs books at Linden Tree


Author Tiffany Papageorge is scheduled to sign copies of new her book 11 a.m. Dec. 6 at Linden Tree Books, 265 State St., Los Altos.

Papageorge’s “My Yellow Balloon” (Minoan Moon, 2014) is a Mom’s Choice “Gold” winner. In the book, the Los Gat...

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People

RICHARD CAMPBELL WAUGH

RICHARD CAMPBELL WAUGH

Richard Campbell Waugh of Los Altos Hills, Ca. died at home October 31, 2014 surrounded by his family and caregivers.

Dick was born 1917, in Fayetteville, Arkansas. He earned a BS in chemistry from University of Arkansas and a PhD in organic chemi...

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Travel

Weekday Wanderlust highlights the joys of armchair travel

Weekday Wanderlust highlights the joys of armchair travel


Dan Prothero/Special to the Town Crier
Travel writers at the October gathering of the Weekday Wanderlust group include, from left, James Nestor, Kimberley Lovato, Paul Rauber, Marcia DeSanctis and Lavinia Spalding.

Travel writing should either ̶...

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Stepping Out

Pacific Ballet's 'Nutcracker' opens Friday in downtown Mtn. View

The Pacific Ballet Academy is back with its 24th annual production of “The Nutcracker,” scheduled this weekend in downtown Mountain View.

The story follows young Clara as she falls into a dream where her beloved nutcracker becomes the daring prince ...

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Magazine

Christmas At Our House home tour celebrates 26 years

Christmas At Our House home tour celebrates 26 years


Courtesy of Christopher Stark
Homes on the St. Francis High School Women’s Club’s Christmas at Our House Holiday Home Tour showcase a variety of architectural styles.

The days grow short on sunshine but long on nostalgia as the holidays approach...

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Realtor group favors flood insurance legislation

Realtors hailed a bill introduced recently by members of Congress that would delay flood insurance rate increases, which became effective Oct. 1.

The legislation postpones federally mandated flood insurance rate increases stalled because of the government shutdown. The new rate increases alarmed many homeowners, who saw their flood insurance rates rise.

National Association of Realtors officials reported that the bipartisan support could help millions of homeowners who facing sudden and in some cases extreme increases in flood insurance premiums, an unintended consequence of legislation to reform the National Flood Insurance Program (NFIP).

The NFIP was originally created in 1968 because private insurance companies refused to provide flood insurance, as the payouts were too large to be profitable. The NFIP is now more than $20 billion in debt to the U.S. Treasury, largely because of claims from Hurricane Katrina, which destroyed much of Louisiana and the surrounding area, and Hurricane Sandy, which caused severe flooding and widespread damage on the northeastern coast of the country.

Last year Congress passed the Biggert-Waters Flood Insurance Reform Act of 2012 (BW-12), which reauthorized the NFIP but also made major changes to the insurance premiums many homeowners would pay, including the phase-out of some federal subsidies. When it took effect Oct. 1, homeowners in some of the hardest-hit areas saw their flood insurance premiums increase from $1,000 per year to as much as $10,000 or more per year.

The new bill delays further implementation of some rate increases in BW-12, allowing the Federal Emergency Management Agency to complete an affordability study mandated by BW-12, propose targeted regulations to address any affordability problems found in the study and give Congress adequate time to review those regulations.

Flood insurance is required to secure a mortgage in many cities in the Bay Area. When homeowners cannot obtain flood insurance, sales of homes are stalled, said Carolyn Miller, president of the Silicon Valley Association of Realtors.

“The five-year reauthorization of the NFIP will ensure that buyers will be able to obtain the flood insurance required to obtain a mortgage, and the new legislation that delays the flood insurance rate increases will ensure that all homes pay a rate that fairly reflects their risk of flooding,” she said.

The Silicon Valley Association of Realtors provided information for this article. For more information, email Rose Meily at This email address is being protected from spambots. You need JavaScript enabled to view it. .

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