Sun12282014

News

Merry spirits: Traditional holiday drinks and memories that surround them

Merry spirits: Traditional holiday drinks and memories that surround them


Christine Moore/Special to the Town Crier
Town Crier columnist Christine Moore’s holiday drink menu includes her take on the Moscow Mule, the Bucking Reindeer.

Growing up, our dogs were always outside dogs. We lived in the country, which made...

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Schools

Santa Rita visits The Terraces

Santa Rita visits The Terraces


Susie Greenwald’s third-grade class at Santa Rita School has a special relationship with The Terraces at Los Altos, a senior retirement community. The class visits the center once a month to share quality time with the residents, above. The s...

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Community

Veterinarians offer advice for keeping pets safe over holidays

Veterinarians offer advice for keeping pets safe over holidays


Traci Newell/Town Crier
The holidays present a number of hazards for pets. Be sure to secure electrical cords to keep playful cats at bay.

During the holidays – when people tend to focus more on family and food – pets are often overlooked. But...

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Sports

Owls getting a lot out of a little

Owls getting a lot out of a little


In a typical season for the Foothill College women’s basketball team, coach Jody Craig wouldn’t be satisfied with a 7-4 start and No. 8 ranking in Northern California.

But this isn’t a typical season. Craig had just a few weeks ...

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Comment

Holiday cheer: No Shoes, Please

Admittedly, the holidays are not my favorite time of year. I don’t like sharing streets and parking lots with a zillion other people who need to get their shopping done. I don’t like being reminded by a holiday doomsday countdown clock h...

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Special Sections

Looking Ahead

Looking Ahead


s in line to be mayor of Mountain View in 2015.

Mountain View anticipates the following changes in 2015:

• Beginning Jan. 1, Mountain View City Councilmembers will receive a raise to $1,000 per month as a result of the passage of Measure A in...

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Business

Pharmacy headed to 400 Main St.

Pharmacy headed to 400 Main St.


Ellie Van houtte/Town Crier
Pharmaca Integrative Pharmacy is scheduled to open a new store in the Jeffrey A. Morris Group’s 400 Main St. project. The new location will open in late February.

A new tenant is slated to call the recently complet...

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Books

Gawande's

Gawande's "Being Mortal" proves an important book on aging


Books about death and dying are usually not on my list of “must reads.”

I couldn’t resist, however, the best-selling “Being Mortal: Medicine and What Matters in the End” (Metropolitan Books, 2014) by Atul Gawande.

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People

MERLYN "DALE" STUBBS

Merlyn "Dale" Stubbs, a 51 year resident of Los Altos Hills, passed away on December 15, 2014.

Dale was born to Harry and Anna Stubbs in Americus, Kansas on February 10, 1926.

When Dale was 9 years old his father, a carpenter, suffered a fatal hear...

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Travel

South Tahoe renovations enhance off-mountain seasonal fun

As any enthusiast knows well, there is more to the enjoyment of winter sports than skiing or snowboarding.

While many winter resorts make minor upgrades each season, the off-mountain attractions and amenities can be as enticing as the activities on ...

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Stepping Out

'Starcatcher' runs until Jan. 3 in PA

'Starcatcher' runs until Jan. 3 in PA


Kevin Berne/Special to the Town Crier
Adrienne Walters stars as Molly and Tim Homsley portrays Peter in the TheatreWorks production of “Peter and the Starcatcher,” playing through Jan. 3 at Palo Alto’s Lucie Stern Theatre.

TheatreWorks’ producti...

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Spiritual Life

The good news: Christmas means the long wait is over

Ah, Christmas! The stockings are hung by the chimney with care, the presents are set to be given and received, and preparations are underway to be with family.

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Magazine

Christmas At Our House home tour celebrates 26 years

Christmas At Our House home tour celebrates 26 years


Courtesy of Christopher Stark
Homes on the St. Francis High School Women’s Club’s Christmas at Our House Holiday Home Tour showcase a variety of architectural styles.

The days grow short on sunshine but long on nostalgia as the holidays approach...

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Expert: Consumers should regularly check credit


Kust

The credit reports of approximately 80 percent of consumers contain errors, according to an expert who spoke at a recent Silicon Valley Association of Realtors meeting in Mountain View.

Kevin Kust, a credit specialist with Continental Credit, said that if not corrected, the errors can remain on a report for seven to 10 years and undermine the client’s credit rating. A bad credit report could jeopardize a buyer’s chances of securing a home loan, he added.

Kust advised consumers to check their credit reports periodically to ensure accuracy.

“Your credit score is your risk factor,” he said.

Many mortgage lenders use FICO, the most widely known type of credit score, to determine the interest rate, terms of the loan and whether to extend credit to a consumer. FICO credit scores range from 300 to 850, with an Excellent rating ranking 700-850; Good, 680-699; OK, 620-679; Low, 580-619; and Bad, 500-579.

Kust explained how to obtain a high score in each category, assigning percentages to importance.

• Payment history (35 percent): Maintain a positive history by paying your bills on time and correcting any inaccuracies on your credit report.

• Amounts owed (30 percent): Check your revolving credit, balance and limit ratios. Secure credit cards show a revolving debt and take the risk off banks. Pay off each card to a zero balance.

• Length of history (15 percent): Maintain old accounts because they provide you with a credit history. Closing accounts can bring down your score. Use all your credit cards occasionally so that they remain active.

• New credit and inquiries (10 percent): Applying for a lot of credit before applying for a mortgage loan could indicate financial problems. FICO allows a 45-day “shopping window” with no adverse effect on your score.

• Types of credit used (10 percent): Your score is based on the mix of different types of credit and how many total accounts you have. Don’t open new accounts just to increase the types of credit you have.

For more information, email Rose Meily at This email address is being protected from spambots. You need JavaScript enabled to view it. .

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