Tue04152014

News

Late postal hours help last-minute filers

Late postal hours help last-minute filers

The crowd at Los Altos' post office wasn't epic when we checked today – but come tax day tomorrow (April 15) many locals may be lining up to file at the last minute.

Post offices in Los Altos and Mountain View stop collecting mail at 5 p.m. tomorr...

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Schools

Loyola School hosts STEM Expo

Loyola School hosts STEM Expo


Ellie Van Houtte/Town Crier
Ari Garabedia, above right, demonstrates his team’s project for curious classmates at Loyola School’s STEM Expo.

Some local schools are taking a different twist on the traditional science fair this year.

As a pilot p...

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Community

Chef Pépin to sign books in Los Altos

Chef Pépin to sign books in Los Altos

Master chef, author and educator Jacques Pépin is scheduled to make a personal appearance in Los Altos April 24. The “original Iron Chef” will be signing copies of his most recent books 3-5 p.m. at Main Street Café and Books, 134 Main St. The interna...

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Sports

Fruitful day on the Farm

Fruitful day on the Farm


Ellie Van Houtte/Town Crier
Los Altos High’s Brian Yeager soars in the triple jump at the Stanford Invitational Saturday.

Last weekend’s Stanford Invitational attracted the best high school track and field athletes in the region, including sever...

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Comment

The mysterious force in Los Altos: The Rockey Road

Shh ... it’s a secret. No it isn’t! I recently read a story in another paper asking if Google cash were behind the Los Altos downtown makeover and why. My first thought was, “Who cares?” We are an intelligent group in a small town where it is very di...

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Special Sections

Jewish food festival reaches beyond bagels

Who knew you could get a decent knish in Silicon Valley?

For at least one day, local foodies are gathering 10 a.m. to 5 p.m. April 27 at the Hazon Jewish Food Festival at the Oshman Family Jewish Community Center in Palo Alto to eat their way throug...

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Business

For the skin they're in : Shared interest in organic skin care leads duo to form company

For the skin they're in : Shared interest in organic skin care leads duo to form company


Ellie Van Houtte/town Crier
Nancy Newsom, left, and Kit Gordon started Botanic Organic in 2011 after they discovered a shared passion for creating organic, handmade skin-care products. The company now offers more than 15 products for adults and infa...

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Books

Local Author Spotlight

In an effort to support authors from Los Altos, Los Altos Hills and Mountain View, many self-published, Book Buzz periodically spotlights their books and offers information on where to purchase them. Local authors are encouraged to submit brief summa...

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People

Noteworthies

Noteworthies


Courtesy of Rob McCullough
The American Watercolor Society’s International Exhibition in New York features Jane McCullough’s “The End of the Game.”

Watercolor Society selects Los Altos artist’s work for display

The American Watercolor Society...

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Travel

Sausalito: Explore the historical city with world-class views

Sausalito: Explore the historical city with world-class views


Eren Göknar/ Special to the Town Crier
Sausalito offers panoramic views of the San Francisco Bay. A number of companies schedule boat tours that sail past Angel Island and Alcatraz.

On a clear day, Sausalito offers spectacular views of the San Franc...

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Stepping Out

LA Stage Company's 'Harold and Maude' opens this weekend at Bus Barn Theater

LA Stage Company's 'Harold and Maude' opens this weekend at Bus Barn Theater


courtesy of Los Altos Stage Company
Warren Wernick and Lillian Bogovich play the title characters in the Los Altos Stage Company production of “Harold and Maude.” The play runs through May 4.

The Los Altos Stage Company’s production of “Harold a...

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Spiritual Life

Silicon Valley Prayer Breakfast highlights matters of faith

Pat Gelsinger and Reggie Littlejohn come from different backgrounds and occupations, but both, guided by their Christian faith, have become leaders committed to helping others. The two shared their experiences at the 20th annual Silicon Valley Prayer...

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Magazine

A yoga class a day keeps the stress away

A yoga class a day keeps the stress away


Van Houtte/Town Crier Yoga of Los Altos hosts a variety of classes, including Strong Flow Vinyasa, above, taught by Doron Hanoch. Yin Yoga instructor Janya Wongsopa guides a student in the practice, below.

It’s nearly 9 a.m. on a Monday mornin...

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Expert: Consumers should regularly check credit


Kust

The credit reports of approximately 80 percent of consumers contain errors, according to an expert who spoke at a recent Silicon Valley Association of Realtors meeting in Mountain View.

Kevin Kust, a credit specialist with Continental Credit, said that if not corrected, the errors can remain on a report for seven to 10 years and undermine the client’s credit rating. A bad credit report could jeopardize a buyer’s chances of securing a home loan, he added.

Kust advised consumers to check their credit reports periodically to ensure accuracy.

“Your credit score is your risk factor,” he said.

Many mortgage lenders use FICO, the most widely known type of credit score, to determine the interest rate, terms of the loan and whether to extend credit to a consumer. FICO credit scores range from 300 to 850, with an Excellent rating ranking 700-850; Good, 680-699; OK, 620-679; Low, 580-619; and Bad, 500-579.

Kust explained how to obtain a high score in each category, assigning percentages to importance.

• Payment history (35 percent): Maintain a positive history by paying your bills on time and correcting any inaccuracies on your credit report.

• Amounts owed (30 percent): Check your revolving credit, balance and limit ratios. Secure credit cards show a revolving debt and take the risk off banks. Pay off each card to a zero balance.

• Length of history (15 percent): Maintain old accounts because they provide you with a credit history. Closing accounts can bring down your score. Use all your credit cards occasionally so that they remain active.

• New credit and inquiries (10 percent): Applying for a lot of credit before applying for a mortgage loan could indicate financial problems. FICO allows a 45-day “shopping window” with no adverse effect on your score.

• Types of credit used (10 percent): Your score is based on the mix of different types of credit and how many total accounts you have. Don’t open new accounts just to increase the types of credit you have.

For more information, email Rose Meily at This email address is being protected from spambots. You need JavaScript enabled to view it. .

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